personal loans

Home Equity

Find a source of funds right under your feet. From mortgage payments to home improvements, all the work you put into your home builds valuable equity. We can help you use that equity as collateral for a loan or line of credit. 

Whether it’s home repair, hospital bills, or college tuition, a home equity loan covers a wide variety of one-time or recurring needs. Our experienced lenders will help you find a plan you can afford.

Home Equity Loans
  • Use existing equity in your home to fund major investments
    • Home remodel projects
    • Debt consolidation
    • Education expenses
    • And much more!
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local Western Kentucky decision-making and processing
  • Helpful, customized service throughout the entire process
Home Equity Lines of Credit
  • Use existing equity in your home as collateral for a line of credit
  • Competitive rates for several ongoing or seasonal needs:
    • Major life events
    • Home improvements
    • Emergency reserve
    • And much more!
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Funds easily available via in-person or phone transfers to a specified C-Plant checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local Western Kentucky decision-making and processing
  • Helpful, customized service throughout the entire process
MasterCard Home Equity Card

Get easier access to your home equity line of credit with the MasterCard Home Equity Card. The C-Plant MasterCard Home Equity Card works just like a credit card, applying purchases to your available line of credit.

  • Competitively low rates
  • Worldwide and online purchasing power
  • Travel accident insurance
  • Auto rental insurance
  • Easily replaced if lost or stolen 

Visit the credit card login to manage your card activity online.

*Consult a tax advisor.