personal checking

Free Kasasa Cash Checking

With Kasasa®, we pretty much pay you to bank here — enjoy up to 2.00% APY* and refunds on your ATM fees, nationwide.* All for doing easy banking basics that you’re probably already doing!

Build your savings with no extra effort by linking your free Kasasa Cash® checking to a free Kasasa Saver® account. Do you Kasasa?®

Summary
  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 0.41% to 2.00% APY on balances over $10,000 depending on balance in account*
  • 0.02% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Can link to high-interest Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking
  • Free telephone banking
  • Free MasterCard® debit card
  • No minimum deposit to open

It’s Easy To Qualify For Your Rewards

Just have the following transactions and activities post and settle to your free Kasasa Cash account each monthly qualification cycle:

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-statements
  • Be enrolled and log into online banking

That’s it. Even if you don’t qualify during a month, your account is still free. Plus, you’ll still earn our base dividend rate, and you can get right back to earning your full rewards the very next month!

Qualifications Information: To earn your rewards just perform the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

    • Have at least 12 point of sale signature based debit card purchases, post and settle 
    • Be enrolled in and agree to receive e-statements
    • Be enrolled in and log into online banking 

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by C-Plant as ATM transactions, PIN-based, transactions, non-retail payment transactions and purchases made with debit cards not issued by C-Plant. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 2.00%; and balances over $10,000.01 earn 0.250% interest rate on the portion of balance over $10,000.01, resulting in a range from 2.00% to 0.25%% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. (APY = Annual Percentage Yield). APYs accurate as of 06/15/2015. Rates and rewards are variable and may change after account is opened. Abuse fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No  minimum deposit is required to open the account, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications). Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our C-Plant member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.