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C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.

Our Roots Run Deep

C-Plant was originally chartered in November 1951 to serve employees of the plant formerly known as Union Carbide Corporation, located in West Paducah, KY. The name “C-Plant” goes back to our roots. During the 1950s, the Department of Defense laid plans for three uranium plants located in Oak Ridge, TN, Portsmouth, OH, and Paducah, KY. The Paducah location was loosely referred to as the “C” plant. 

Not Just Another Customer 

As a not-for-profit financial cooperative institution, we pour any gains right back into the credit union to provide better rates and other resources that improve our members' lives. Unlike a bank, we don’t see you as just another customer. Here, you're a member — one with say in everything we do as a business. And as a member, you’ll experience the highest level of service from our dedicated employees, who recognize that you are the most important part of the credit union.

Once you join C-Plant Federal Credit Union, you’re a member for life! Whether you relocate, change employment, or retire, you’re always welcome in our family. 

Value-Added Services

At C-Plant, you’ll find a safe, convenient place to manage your money and get loans at reasonable rates. But that’s not all. We look for innovative solutions to save you time and money every step of your financial journey. Here are a few standout products to show you what we mean:

  • Kasasa Checking Accounts – Benefits abound with free Kasasa checking accounts. Choose from our Kasasa Cash® and Kasasa Cash Back® account — each 100% free with unique rewards like really high dividends, cash back in your pocket, digital download reimbursements  — plus, refunds on ATM fees, nationwide!*
  • Customized Lending – No two members’ needs are alike. That’s why we go the extra mile to make sure the terms of your loan fit your specific needs. More than providing affordable loans, we make the process of applying as easy as possible. Apply for a loan from the comfort of your home with our online application. Shopping for a new set of wheels? We provide on the spot financing at dealerships all across Western Kentucky — so you can drive your dream car right off the lot!
  • Time-Saving Services – We know how busy life can be. Why waste a second with unnecessary trips to the teller? We’ll help you save time and money with convenient services like online banking & bill pay, freeing you up to get the most out of life.
  • Educational Resources – Managing your money can be complicated. To ensure your financial success, we don’t just provide the right tools — we show you how to use them. Our financial education resources provide tips on important topics like preventing fraud, improving credit, and avoiding home foreclosure.

Champions of Your Cause

As a member, you trust us with your money. We take that seriously. To provide you the best service possible, we found the best people to lead the way. Our executives and managers are committed to one goal above all else — helping you make the most of your money.