personal checking

Free Kasasa Cash Back Checking

We’ll pay you to go shopping. Seriously! Free Kasasa Cash Back® pays 3% cash back (up to $7.50)* each month on your everyday debit card purchases.

You can also make any ATM your ATM with refunds on your ATM fees, nationwide!* With Kasasa®, we put your money where it belongs — back in your pocket.

Summary
  • Free checking that pays you back
  • 3% cash back on debit card purchases*
    • No category restrictions on purchases*
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $7.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking
  • Free telephone banking
  • Free MasterCard® debit card
  • No minimum deposit to open

It’s Easy To Qualify For Your Rewards 

Just have the following transactions and activities post and settle to your free Kasasa Cash Back account each monthly qualification cycle:

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-statements
  • Be enrolled and log into online banking

That’s all there is to it. Even if you don’t qualify during a month, your account is still free. And you can get right back to earning your rewards the very next month.

Qualifications Information:  To earn your rewards just perform the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

    • Have at least 12 point of sale signature-based debit card purchases, post and settle 
    • Be enrolled in and agree to receive e-statements
    • Be enrolled in and log into online banking 

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by C-Plant as ATM transactions, PIN-based, transactions, non-retail payment transactions and purchases made with debit cards not issued by C-Plant. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $7.50 PIN-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  No minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements are a condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our C-Plant member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. 

Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.