personal savings

Christmas Club Account

Make sure the holidays are a time of joy, not stress. Our Christmas Club Account gives you a place to set aside cash throughout the year, while earning dividends to boost your holiday budget.

Don’t worry about presents missing under the tree. Funds are released in the first week of October — so you can finish your shopping on time. Give your credit card a break and open a Christmas Club Account today!

Summary
  • Set aside little by little, year-round for holiday-related expenses
  • Competitive dividends on entire balance
    • Dividends are paid quarterly
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits in any amount by direct deposit, in person, or by mail
  • Avoid holiday-induced debt and stress
  • Funds automatically distributed to members’ Free Checking accounts during the first week of October of each calendar year
  • No partial withdrawals allowed*
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • Free telephone banking
  • No minimum deposit to open

*If withdrawn before maturity, the account is closed and the account holder cannot participate again until October 1.