Schedule of Fees

Personal Checking 

 

$30.00 Returned Draft Fee (Checks ACH, Debit/ATM)
$30.00 Returned Deposit Items )Includes non-sufficient checks made to loan payments)
$20.00 Stop Payment Fees
$3.00 Statement Copy Fee (members requesting more than one statement copy)
$5.00 Cashier Checks
$15.00 Research Fee (research done at member's request not related to a credit union error)
$3.00 Check Copy Fee (member requested copies that are not related to proof of payment)
$5.00 Lost Credit/Debit Card Re-Issue Fee
$30.00 Privilege Pay Fees
$10.00 Domestic Outgoing Wire Transfer Fee (Personal Accounts Only)
$25.00 International Outgoing Wire Transfer Fee (Personal Accounts Only)
$5.00 Inactive Account fee (per month)
$5.00 Non-member check cashing fee(cashing through a member account)
$5.00 Non-member converting personal check payable to a business to a cashier check
$5.00 Check Cashing Fee(if a member does not have deposits totalling $100 or more, a checking account or loan, there will be a check cashing fee)
$20.00 Garnishment and Tax Levy Fee
5 % Coin exchange could be subject to a fee up to 5% of the total amount of coin
3 % Tax Check Cashing Fee(if a member does not have deposits totalling $100 or more, a checking account or loan, there will be a check cashing fee)
* Inactive Share Accounts will be closed 30 days after dropping below the par value of $5.00.
* Certificate Rates, Terms and Conditions Subject to Change Weekly.
* Dividends are paid based on Anticipated Available Earnings.
* All Savings and Certificate Accounts Insured to $250,000 by the National Credit Union Administration, and Agency of the Federal Government.
* IRA Share and Certificate Accounts Insured to $250,000 by the National Credit Union Administration, and Agency of the Federal Government.
* Contact Credit Union Employee for further Information on Fees and Terms* Inactive Share Accounts will be closed 30 days after dropping below the par value of $5.00.

* Certificate Rates, Terms and Conditions Subject to Change Weekly.

* Dividends are paid based on Anticipated Available Earnings.

* All Savings and Certificate Accounts Insured to $250,000 by the National Credit Union Administration, and Agency of the Federal Government.

* IRA Share and Certificate Accounts Insured to $250,000 by the National Credit Union Administration, and Agency of the Federal Government.

* Contact Credit Union Employee for further Information on Fees and Terms

 

***SPECIAL NOTES***  

Inactive Accounts:  An account is not considered inactive until it has not had any activity (no transactions) for 12 consecutive months.  The posting of interest is NOT considered activity on the account.  It must be a deposit or withdrawal, etc.  Inactive account fees will not be charged to members that have IRA's, Share Certificates (CDs), Health Savings Accounts (HSAs),  loans, primary members under the age of 18 or accounts that have an aggregate balance of $5000 or more.


Business Account Fees 
 Account Balance and Research (1 hour minimum) $30.00/hr
   
Cash and Coin Services  

Currency Ordered (per strap)

$0.60
 Rolled Coin Ordered (per roll) $0.10
   
Supplies  
Box of Coin Wrappers $4.00
Box of Currency Straps $4.25
Locking Deposit Bag $25.00
Night Deposit Replacement Key $5.00
   
Cashier's Checks/Official Checks $5.00
Checks/Deposited Slips/Endorsement Stamps* direct chg.
Copy of Check, Deposit or Withdrawal (5 per month/free) $5.00
Deposits Requiring Non-Routine Handling (per hour) $25.00
Inactive Account (per month) $5.00
Early Account Closing (within 90 days of account opening) $25.00
Legal Charges (tax levy/garnishment) $25.00
Returned Statement Fee $5.00
For the second or subsequent months statements are returned undeliverable to us.  
Stop Payment $20.00

Business Checking Accounts
Balance Requirements
Minimum opening deposit
(also required opening S31 account)

$100.00
$100.00
Service Fees  
Monthly service fee $10.00
Monthly service fee is waived with a $2500 daily average balance.  
First 200 debits processed no fee
> 200 debits charge on each item $0.20
Deposited Items      first  150 no fee
>150 deposited items on each item $0.25
   
Interest  
This account pays the same rate as our regular S7 account.  
   
ATM Transaction Fees  
C-Plant Federal CU ATMS no charge
All other ATMS (after 5 foreign transactions) $2.00/transaction
Express Delivery (for new or replacement card) $45.00
Replacement of a Card $25.00
   
Domestic Wires  
Incoming Wires $5.00
Outgoing Wires $15.00
   
International Wires  
Incoming Wires $10.00
Outgoing Wires $25.00
   
Non-sufficient funds (NSF) $25.00 per item
Assessed when a check or draft, written for funds in excess of available account balance, is returned to the payee.  
   
Returned deposited item $5.00 per item
Assessed when a deposited check or item is refused payment by the financial institution on which it was drawn.  
   
Chargeback on Check $10.00 per item
Assessed when deposited item is returned uncollected to the business account.  
   
Privilege Pay Service $25.00 per item
 *Price will be determined at time of purchase. We reserve the right to charge for special
ban processing required when members use substandard quality check documents.
 
***FEES SUBJECT TO CHANGE