Savings

Individual Accounts

Type of Account Minimum Balance Dividend Rate APY Account Description
S1 Regular Share $5.00 0.10% 0.10% AF
S7 Checking N/A 0.10% 0.10% AF
S9 Special Share N/A 0.10% 0.10% AF
S30 Christmas Club N/A 0.20% 0.20% AF
S40 Kids Shares Club N/A 0.25% 0.25% ACF
S47 Health Savings Account N/A 0.25% 0.25% DF
         
S8 Super Share Average Daily Balance Dividend Rate APY Account Description
  $1,000.00 - $24,999.99 0.25% 0.25% ABF
  $25,000.00 - $49,999.99 0.30% 0.30% ABF
  $50,000.00 - $74,999.99 0.35% 0.35% ABF
  $75,000.00 - $99,999.99 0.50% 0.50% ABF
  $100,000.00 - $249,999.99 0.50% 0.50% ABF
  Over $250,000 0.50% 0.50% ABF
         
         

Business Accounts

Type of Account Minimum Balance Dividend Rate APY Account Description
S31 Regular Share $100.00 0.10% 0.10% AF
S37 Checking $100.00 0.10% 0.10% AEF
         
Type of Account Minimum Balance Dividend Rate APY Account Description
S38 Super Share $1,000.00 - $24,999.99 0.35% 0.25% ABF
  $25,000.00 - $49,999.99 0.20% 0.30% ABF
  $50,000.00 - $74,999.99 0.35% 0.35% ABF
  $75,000.00 - $99,999.99 0.50% 0.50% ABF
  $100,000.00 - $249,999.99 0.50% 0.50% ABF
  Over $250,000 0.50% 0.50% ABF

A. Earnings Computed and Paid Quarterly on the Daily Dividend Method.

B. If Balance Falls Below $1000.00, the Remaining Balance is Transferred to Regular Share Rate.

C. Kids Share Club is Available to Children 17 Years and Under Only.

D. No Overdraft Protection Available for Health Savings Accounts. A $30.00 fee will be applied to the account each time a check is returned or the account is overdrawn due to a debit card transaction.

E. A $10.00 monthly service fee applies to this account.  The monthly service fee is waived with a $2500.00 daily average balance.

F. Dividends are paid quarterly and are based on the earnings of the credit union.