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Mortgage Loans
Secondary Market Fixed Rates
(For rates less than $50,000 call for a quote)
Fixed rates are subject to change daily.
All secondary Market Fixed loans serviced by PHH Mortgage
Rates may very on a cash out refinance
1 Point is typically 1% of the mortgage amount due at closing.
We currently carry loan terms at 10, 15, 20, 25, 30, and 40 years.
Escrow can be waived for a "one" time fee of .25% of the loan amount
For other rates please call our mortgage team 270-450-7038 or 270-450-7190
| Loan Amount | 30 Year Fixed | 15 Year Fixed |
| Less than $70,000 | 4.50% 0 Point 4.00% 1 Point |
3.875% 0 Point 3.625% 1 Point |
| $70,000 - $119,000 | 4.00% 0 Point 3.875% 1 Point |
3.25% 0 Point 3.125% 1 Point |
| $120,000 -$149,000 | 4.00% 0 Point 3.75% 1 Point |
3.25% 0 Point 2.875% 1 Point |
| $150,000 - $199,000 | 4.00% 0 Point 3.875% 1 Point |
3.125% 0 Point 2.75% 1 Point |
| $200,000 - Max | 3.875% 0 Point 3.750% 1 Point |
3.00% 0 Point 2.75% 1 Point |
Mortgage Loan Officers
Cindy Holt - NMLS # 630553
Ashley Nelson - NMLS # 804871
Cassie Tucker - NMLS # 805919
Stephen Watson - NMLS # 800720
Lisa Cochran - NMLS # 805915
Paula Belt - NMLS # 635824
Patsy Marine - NMLS # 868921
Sharon Beyer - NMLS # 656889
