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Mortgage Loans
Secondary Market Fixed Rates
(For rates less than $50,000 call for a quote)
Fixed rates are subject to change daily.
All secondary Market Fixed loans serviced by PHH Mortgage
Rates may very on a cash out refinance
1 Point is typically 1% of the mortgage amount due at closing.
We currently carry loan terms at 10, 15, 20, 25, 30, and 40 years.
Escrow can be waived for a "one" time fee of .25% of the loan amount
For other rates please call our mortgage team 270-450-7038 or 270-450-7190
| Loan Amount | 30 Year Fixed | 15 Year Fixed |
| Less than $70,000 | 4.875% 0 Point 4.750% 1 Point |
4.250% 0 Point 4.000% 1 Point |
| $70,000 - $119,000 | 4.625% 0 Point 4.375% 1 Point |
3.750% 0 Point 3.625% 1 Point |
| $120,000 -$149,000 | 4.500% 0 Point 4.375% .50 Point |
3.750% 0 Point 3.500% 1 Point |
| $150,000 - $199,000 | 4.500% 0 Point 4.375% .50 Point |
3.750% 0 Point 3.500% 1 Point |
| $200,000 - Max |
4.500% 0 Point |
3.750% 0 Point 3.500% 1 Point |
- Amortizing Loan - This calculator allows you to examine your principal balances by payment, total of all payments
made, and total interest paid. - Mortgage - This calculator allows you to generate an amortization schedule for your current mortgage. Quickly
see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! - Mortgage Qualifier - This calculator steps you through the process of finding out how much you can borrow.
List of C-Plant FCU Mortgage Loan Officers (registered with the NMLS registry)
Victoria Barefield - NMLS # 631656
Cindy Holt - NMLS # 630553
Ashley Nelson - NMLS # 804871
Cassie Tucker - NMLS # 805919
Laura Blackman - NMLS # 805916
Stephen Watson - NMLS # 800720
Lisa Cochran - NMLS # 805915
Paula Belt - NMLS # 635824
