IRA's/Share Certificates

Type Of Account

Minimum Balance

Dividend Rate

APY

Account Description

IRA Shares $5.00 0.25% 0.25% FGHI
         

Type Of Account

Minimum Balance

Dividend Rate

APY

Account Description

12 Month IRA Share Certificate $500.00 0.70% 0.70% ABCDEFI
         
24 Month IRA Share Certificate $500.00 1.00% 1.00% ABCDEFI
         
36 Month IRA Share Certificate $500.00 1.25% 1.26% ABCDEFI
         
60 Month IRA Share Certificate $500.00 1.85% 1.87% ABCDEFI
         

Type Of Account

Minimum Balance

Dividend Rate

APY

Account Description

6 month Share Certificate $500.00 0.40% 0.40% ABCDEFI
12 Month Share Certificate $500.00 0.70% 0.70% ABCDEFI
         
24 Month Share Certificate $500.00 1.00% 1.00% ABCDEFI
         
30 Month Share Certificate $500.00 1.10% 1.11% ABCDEFI
36 Month Share Certificate $500.00 1.25% 1.26% ABCDEFI
         
60 Month Share Certificate $500.00 1.85% 1.87% ABCDEFI

 A. 90 Day Interest Penalty for Early Withdrawal.
B. Dividend Payment Options: Compounded, monthly or quarterly check.
C. Interest compounded monthly.
D. Rate Good for Term of Certificate.
E. 10 DAY grace period AFTER maturity date to make any penalty free changes to certificate.
F. IRS Early Withdrawal Penalty for Individuals under 59 1/2 on Early Distributions.
G. Earnings Computed and Paid Quarterly on the Daily Dividend Method.
H. A minimum charge of $10.00 or 1% of the amount withdrawn if the account has been opened less than 12
    months and is closed.
I. Dividends are paid quarterly and are based on the earnings of the credit union.