Dividend Rates

Individual Accounts

Type of Account Minimum Balance Dividend Rate APY Account Description

S1 Regular Share

$5.00 0.10% 0.10% AF
S7 Checking N/A 0.10% 0.10% AF
S9 Special Share N/A 0.10% 0.10% AF
S30 Christmas Club N/A 0.20% 0.20% AF
S40 Kids Shares Club  N/A 0.25% 0.25% ACF
S47 Health Savings Account N/A 0.25% 0.25% DF
 S8 Super Share        
Average Daily Balance Dividend Rate APY Account Description
  $1,000.00 - $24,999.99 0.25% 0.25% ABF
  $25,000.00 - $49,999.99 0.30% 0.30% ABF
  $50,000.00 - $74,999.99 0.35% 0.35% ABF
  $75,000.00 - $99,999.99 0.50% 0.50% ABF
  $100,000.00 - $249,999.99 0.50% 0.50% ABF
  Over $250,000 0.50% 0.50% ABF
         
         

Business Accounts

Type of Account Minimum Balance Dividend Rate APY Account Description
S31 Regular Share $100.00 0.10% 0.10% AF
S37 Checking $100.00 0.10% 0.10% AEF
         
Type of Account Minimum Balance Dividend Rate APY Account Description
S38 Super Share $1,000.00 - $24,999.99 0.35% 0.25% ABF
  $25,000.00 - $49,999.99 0.20% 0.30% ABF
  $50,000.00 - $74,999.99 0.35% 0.35% ABF
  $75,000.00 - $99,999.99 0.50% 0.50% ABF
  $100,000.00 - $249,999.99 0.50% 0.50% ABF
  Over $250,000 0.50% 0.50% ABF

A. Earnings Computed and Paid Quarterly on the Daily Dividend Method.

B. If Balance Falls Below $1000.00, the Remaining Balance is Transferred to Regular Share Rate.

C. Kids Shares is Available to Children 17 Years and Under Only.

D. No Overdraft Protection Available for Health Savings Accounts. A $30.00 fee will be applied to the account each time
    a check is returned or the account is overdrawn due to a debit card transaction.

E. A $10.00 monthly service fee applies to this account.  The monthly service fee is waived with a $2500.00 daily
   average balance.

F. Dividends are paid quarterly and are based on the earnings of the credit union.